Is Your Health Insurance World Upside Down?

Almost every day, I talk to people who are worried about the health care system in this country…not necessarily the doctors, nurses and hospitals, but the insurance part of the health care system. Business owners (and their employees) are on edge either because they got a 25%+ increase on their health insurance premiums, or they have had to raise their deductibles to uncomfortable levels to keep their insurance costs low.

I know there are a lot of different things that have affected their need to change their insurance coverage, but there is hope. I am not saying that there is hope in the direction the current administration is driving this health care coverage vehicle, nor in the change they promised. What I am saying is that there is an opportunity for stability in the health insurance lives of the millions of Americans affected by this change. Every day people are turning to Supplemental Insurance. They are finding that SI is a good way to help them bridge the gap between their health insurance coverage and their own out-of-pocket responsibilities.

Supplemental Insurance does not pay the doctor, hospital, technician, facility or therapist (if you are in a health care profession and I missed you, I apologize). It puts tax free (usually) money into your pocket and leaves to your discretion how you spend the money. If you need it for doctor’s bills, fine. If you missed work because of an illness or injury and need to use it to pay that illusive utility bill, fine. If you want to put it in your “fun money slush fund,” it does not matter.
The bottom line is that with Supplemental Insurance (like AFLAC) you have the ability to meet your financial obligations, even in the face of serious medical events.